156 free guides on the work that decides whether customers stay, and the Rate Desk: 657 published vendor rates in one table, with the arithmetic that makes a software quote comparable. Start with a quote you have been sent.
Software prices in these guides are read off the vendor's own pricing page, with the date we checked it.
Positive pay costs $25 to $60 a month per account on published US bank schedules, and $25 to $130 a month for 300 checks once per check and exception fees apply. Thirteen banks priced on one workload, plus what U.S. Bank, Wells Fargo and Truist accept in public contracts.
Remote deposit capture costs $15 to $95 a month at 100 checks and $15 to $640 at 1,500 checks on published US bank fee schedules, plus a scanner that is either leased free on a two-year contract or bought for $410 to $1,138. Eleven banks priced on one workload.
Commercial collection agencies charge 10 to 50 percent of what they recover, or a flat $5 to $24 per account for a letter program. Here are the rates six US agencies publish, what the same $67,000 of overdue invoices costs at each, and why the age of the debt moves the fee more than the agency does.
A business digital mailroom costs about $60 to $360 a month for 100 letters opened and scanned and $770 to $3,100 for 1,000, on published US plans. Here are 13 providers priced on the same workload, the per page and per piece overages, and the fees outside the plan.
A bank lockbox costs about $0.27 to $0.57 per check on current published fee schedules, plus $105 to $300 a month and a setup fee. Here are six banks priced on the same workload at 200, 1,000 and 5,000 checks a month, and the line items that decide the bill.
Document generation software costs about $24 to $290 a month for 1,000 documents at published 2026 prices. Here are 21 vendors, the six billing units they use, and what one workload costs on each plan.
Call center recording software costs $15 to $249 per agent per month on published 2026 plans, or about a quarter of a cent per minute on usage platforms. Here is which tier records every call, how long each vendor keeps recordings, what storage and transcription add, and a 15-agent year-one cost table.
Medical appointment reminder services cost $29 to $150 a month for 400 to 3,200 reminders at published 2026 prices, about 5 to 7 cents each. Here are the vendors that publish a price, the EHRs that include reminders, voice call rates, which services sign a BAA, and what 2,400 reminders a month costs on each plan.
Over the phone interpretation costs $1.25 to $4.00 a minute at published 2026 retail rates, and $0.47 to $0.75 on public contracts. Here are 12 providers that publish a price, the monthly bundles and minimums that move the real rate, and what 340 minutes a month costs on each plan.
SMS customer service software costs about $90 to $335 a month for a five-agent support team at published 2026 prices, plus 10DLC registration. Here are 23 vendors, the three billing units, carrier fees and the agent count where per-account plans start to win.
Accounts payable outsourcing with a published price runs from about $150 a month for an AP add-on to $35,000 a year for a dedicated offshore AP person. Here are the first-party rates from 15 providers and tools, the cost per invoice at 600 bills a month, and the questions that expose the real price.
Stripe Chargeback Protection costs 0.4 percent of every protected charge and covers only fraud disputes on Stripe Checkout. PayPal charges 0.40 or 0.60 percent, Shopify Protect is free on Shop Pay, and guarantee vendors quote privately. Here is when each one pays for itself.
Chargeback representment services charge 15 to 30 percent of what they recover, a flat monthly fee, or nothing at all, and alerts run $14 to $29 per prevented chargeback. Here are the published rates, processor fees, and what 100 disputes a month cost on each model.